debt consolidation loans

Struggling with multiple debt payments? Our comprehensive guide reviews the best debt consolidation loans of 2025, comparing rates, terms, and features from top lenders like SoFi, LightStream, Marcus by Goldman Sachs, Discover, and Happy Money.

We’ve analyzed dozens of lenders to bring you the most competitive options, with rates starting as low as 7.99% APR. Whether you’re looking to simplify your finances, reduce interest costs, or lower your monthly payments, we’ll help you find the right consolidation loan for your situation.

Learn when debt consolidation makes sense, how to qualify for the best rates, and avoid common mistakes that could cost you thousands. Plus, use our step-by-step application guide and FAQ section to make the process as smooth as possible.

Ready to take control of your debt? Compare your options and find your perfect lender today.